Carl David Ceder - Attorney and Counselor at Law

Credit card fraud according to the laws of Texas

Using the property of any other person without their permission is not allowed per the laws. Within Texas, using someone’s property without their consent is not considered to be a good act. This is why it is considered an act that should have a legal punishment. The usage of someone’s money without their consent and without informing them is a crime. A person who is accused of this crime or act must have to face serious consequences related to it. These consequences can be in the form of imprisonment or fine.

Credit card fraud:

There are several types of frauds that are being carried out around us. Apart from all other types, the usage of someone’s credit card for some kind of monetary gain is becoming something common. There can be a lot of factors that are considered as the major causes behind this increasing trend. However, it must be noted here that the punishment of the offender will depend on the amount that is being used from someone’s account. On the basis of this and other factors, their punishments and fines will be decided.

Credit cards are being illegally used and abused for several years now. There are several ways in which this kind of crime can be done. Either it will be done with the credit card or with a debit card. Texas is considered to be one of those states that have some serious laws related to the abusive usage of credit cards that do not belong to the person who is using it.

Laws of Texas:

As per explained by the law of Texas, a person who will violate the laws related to the illegal use of someone’s credit or debit card has to face serious consequences related to it.  The conditions in which the act will be proved on a person are explained below:

  • When a person uses someone’s debit or credit card without their consent.
  • The intention of that person should be to receive a benefit from a wrong way
  • The usage of a fake card number or a fake card.
  • Buys receive steals or sell any kind of products or services with the use of this card. Also, the intention must be in accordance to the gain benefit.
  • When a person will force a cardholder to pay a bill or something they have to repay.

In the presence of any one of the above-mentioned conditions, no one is allowed to perform these acts. However, it must be noted here that there are several ways through which the credit card fraud can be done. The defense to this fraud can be considered as the absence of intention to perform any of the above-mentioned points. In this kind of case, it is always the best option to consider the services of a professional lawyer.